/* ContService · Guia Preenchida, linguagem da órbita */

@font-face {
  font-family: "Archivo";
  src: url("../fonts/archivo-var.woff2") format("woff2");
  font-weight: 400 900;
  font-stretch: 62% 125%;
  font-display: swap;
}
@font-face {
  font-family: "Atkinson Next";
  src: url("../fonts/atkinson-next-var.woff2") format("woff2");
  font-weight: 200 800;
  font-display: swap;
}

:root {
  color-scheme: light;
  --paper: #F3F5F9;
  --sheet: #FFFFFF;
  --wash: #F6F8FC;
  --rule: #0B4AA2;
  --line: #D6E0EE;        /* divisórias internas, finas */
  --edge: #C9D6EA;        /* contorno das folhas */
  --ink: #0A2F63;
  --ink-soft: #2E4A73;
  --label: #0B4AA2;
  --orange: #D9600F;      /* destaque em texto grande */
  --stub: #B54A07;        /* fundo sólido de ação: branco passa AA */
  --stub-deep: #963C04;
  --stub-tint: #FFF1E6;
  --grad-blue: linear-gradient(180deg, #0B4AA2 0%, #0A2F63 100%);
  --grad-orange: linear-gradient(180deg, #B54A07 0%, #983D03 100%);
  --r-xl: 30px;
  --r-lg: 22px;
  --r-md: 14px;
  --r-sm: 10px;
  --r-xs: 6px;
  --r-pill: 999px;
  --shadow: 0 1px 2px rgba(10, 47, 99, .06), 0 22px 44px -26px rgba(10, 47, 99, .32);
  --shadow-warm: 0 1px 2px rgba(150, 60, 4, .12), 0 22px 40px -22px rgba(150, 60, 4, .55);
  --gutter: 16px;
  --pad: 16px;
  --display: "Archivo", "Arial Narrow", Arial, sans-serif;
  --text: "Atkinson Next", "Segoe UI", Arial, sans-serif;
  --ease-out: cubic-bezier(.16, 1, .3, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; scroll-padding-top: 84px; }
body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font: 400 1.125rem/1.55 var(--text);
  accent-color: var(--orange);
  caret-color: var(--orange);
  scrollbar-color: #9DB4D8 var(--paper);
  text-rendering: optimizeLegibility;
}
img, svg { display: block; max-width: 100%; }
h1, h2, h3, p, figure, blockquote, dl, dd, ol, ul { margin: 0; }
ol, ul { padding: 0; list-style: none; }
a { color: inherit; }
::selection { background: var(--stub); color: #fff; }
:focus-visible { outline: 3px solid var(--orange); outline-offset: 3px; border-radius: var(--r-sm); }

.skip {
  position: absolute; left: 12px; top: -60px; z-index: 50;
  background: var(--ink); color: #fff; padding: 12px 16px; font-weight: 700; border-radius: var(--r-sm);
}
.skip:focus { top: 12px; }

.wrap { width: 100%; max-width: 1200px; margin-inline: auto; padding-inline: var(--gutter); }

/* ---------- Barra superior ---------- */
.topbar {
  position: sticky; top: 0; z-index: 20;
  background: var(--paper);
  border-bottom: 1px solid var(--edge);
}
.topbar__in { display: flex; align-items: center; gap: 16px; min-height: 66px; }
.topbar__logo img { height: 38px; width: auto; }
.topbar__nav { display: none; }
.topbar__wa {
  margin-left: auto;
  display: inline-flex; align-items: center; gap: 8px;
  min-height: 46px; padding: 0 18px 0 14px;
  border: 1.5px solid var(--edge);
  border-radius: var(--r-pill);
  background: var(--sheet);
  color: var(--ink);
  font: 700 1rem/1 var(--display);
  text-decoration: none;
  transition: background .25s, color .25s, border-color .25s;
}
.topbar__wa svg { width: 20px; height: 20px; color: var(--stub); transition: color .25s; }
.topbar__wa:hover { background: var(--ink); border-color: var(--ink); color: #fff; }
.topbar__wa:hover svg { color: #FF9A52; }

/* ---------- Folha e células ---------- */
.sheet {
  background: var(--sheet);
  border: 1px solid var(--edge);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow);
  overflow: hidden;
  position: relative;
}
.row {
  display: grid;
  border-top: 1px solid var(--line);
}
.row:first-child { border-top: 0; }
.row--split { grid-template-columns: 1fr; }
.cell {
  display: flex; flex-direction: column; gap: 4px;
  padding: var(--pad) var(--pad) calc(var(--pad) + 2px);
  min-width: 0;
  position: relative;
}
.row--split > .cell + .cell { border-top: 1px solid var(--line); }

.label {
  font: 650 .75rem/1.2 var(--display);
  font-stretch: 85%;
  letter-spacing: .1em;
  text-transform: uppercase;
  color: var(--label);
}
.value {
  font: 750 1.5rem/1.15 var(--display);
  letter-spacing: -.01em;
  color: var(--ink);
}
.value--sm { font-size: 1.1875rem; font-weight: 650; line-height: 1.3; letter-spacing: 0; }
address.value { font-style: normal; }

/* cabeçalho da guia */
.row--head { grid-template-columns: 1fr; background: var(--grad-blue); color: #fff; }
.row--head .label { color: #BCD0EE; }
.cell--head { padding-block: 12px 14px; }
.head__brand { font: 700 1rem/1.2 var(--display); font-stretch: 90%; }
.row--head .value { color: #fff; }

/* campo principal */
.cell--hero { padding-top: 22px; padding-bottom: 22px; overflow: hidden; isolation: isolate; }
.orbit { position: absolute; pointer-events: none; z-index: -1; }
.orbit--hero { width: 330px; height: 165px; right: -96px; top: 8px; opacity: .22; transform: rotate(-6deg); }
.hero__title {
  font: 850 clamp(3.25rem, 15vw, 6rem)/.92 var(--display);
  font-stretch: 92%;
  letter-spacing: -.035em;
  color: var(--ink);
  text-wrap: balance;
}
.hero__title em { font-style: normal; color: var(--orange); }
.hero__lead { margin-top: 14px; max-width: 34ch; color: var(--ink-soft); font-size: 1.0625rem; line-height: 1.45; }
.hero__lead-more { display: none; }

/* contador */
.row--person { grid-template-columns: 104px 1fr; align-items: center; }
.row--person .cell { padding: 12px var(--pad) 14px 14px; }
.row--person .value { font-size: 1.375rem; }
.person__photo { padding: 12px 0 12px 12px; }
.person__photo img {
  width: 100%; height: auto; aspect-ratio: 1; object-fit: cover;
  border-radius: var(--r-lg) var(--r-lg) var(--r-lg) var(--r-xs); /* o canto vivo do "C" da logo */
  background: var(--wash);
}
.person__quote { margin-top: 4px; font-size: .9375rem; line-height: 1.4; color: var(--ink-soft); }
.cell--due { display: none; }

/* ---------- Ação do WhatsApp (o bloco destacável) ---------- */
.guia { margin-top: 20px; }
.stub-wrap { margin-top: 0; }
.perf {
  display: flex; align-items: center; gap: 8px;
  height: 34px; padding-inline: 10px;
  color: var(--stub);
  font: 700 .8rem/1 var(--display); letter-spacing: .08em; text-transform: uppercase;
  position: relative;
}
.perf::before {
  content: ""; position: absolute; left: 46px; right: 132px; top: 50%;
  height: 2px; transform: translateY(-50%);
  background: radial-gradient(circle, var(--stub) 1.2px, transparent 1.6px) 0 50% / 9px 2px repeat-x;
}
.perf svg, .perf span { position: relative; }
.perf svg { width: 26px; height: 26px; padding: 0 4px; transform: rotate(-90deg); }
.perf span { margin-left: auto; padding-left: 8px; }

.stub {
  display: grid; gap: 4px;
  padding: 18px 18px 20px;
  background: var(--grad-orange);
  border-radius: var(--r-lg);
  box-shadow: var(--shadow-warm);
  color: #fff;
  text-decoration: none;
  position: relative;
  overflow: hidden;
  isolation: isolate;
  transform-origin: 0 0;
  transition: transform .5s var(--ease-out), box-shadow .5s var(--ease-out);
}
.stub::after {
  /* o anel da órbita contornando o canto, em branco translúcido */
  content: ""; position: absolute; z-index: -1;
  width: 260px; height: 130px; right: -70px; top: -52px;
  border: 14px solid rgba(255, 255, 255, .08);
  border-radius: 50%;
  transform: rotate(-14deg);
}
.stub__label { font: 650 .75rem/1.2 var(--display); font-stretch: 85%; letter-spacing: .1em; text-transform: uppercase; color: var(--stub-tint); }
.stub__number { font: 800 1.875rem/1.1 var(--display); letter-spacing: -.01em; font-variant-numeric: tabular-nums; }
.stub__action {
  display: flex; align-items: center; gap: 10px;
  margin-top: 12px; min-height: 54px; padding: 0 18px;
  background: #fff; color: var(--stub-deep);
  border-radius: var(--r-md);
  font: 800 1.125rem/1 var(--display);
}
.stub__action svg { width: 24px; height: 24px; flex: none; }
.stub__arrow { margin-left: auto; transition: transform .5s var(--ease-out); }
.stub__qr { display: none; }
.orbit--stub { display: none; }
.stub__note { margin-top: 10px; font-size: .9375rem; line-height: 1.4; color: var(--stub-tint); }
.stub:hover, .stub:focus-visible {
  transform: translate(3px, 5px) rotate(1.2deg);
  box-shadow: 0 1px 2px rgba(150, 60, 4, .12), 0 30px 50px -24px rgba(150, 60, 4, .6);
}
.stub:hover .stub__arrow { transform: translateX(4px); }
.stub:active { transform: translate(5px, 9px) rotate(2deg); }

/* ---------- Blocos ---------- */
.block { margin-top: 44px; }
.sec-title {
  font: 800 clamp(1.875rem, 7vw, 2.75rem)/1.05 var(--display);
  letter-spacing: -.025em;
  color: var(--ink);
  margin: 0 4px 16px;
  text-wrap: balance;
}


.steps__item { position: relative; padding: 0 4px 28px 66px; }
.steps__item:last-child { padding-bottom: 0; }
.steps__item:not(:last-child)::after {
  /* o picote ligando um passo ao próximo */
  content: ""; position: absolute; left: 26px; top: 58px; bottom: 6px; width: 2px;
  background: radial-gradient(circle, #8FA9D2 1.2px, transparent 1.6px) 50% 0 / 2px 9px repeat-y;
}
.steps__n {
  position: absolute; left: 4px; top: 0;
  display: grid; place-items: center;
  width: 46px; height: 46px;
  border-radius: 50%;
  background: var(--grad-blue); color: #fff;
  box-shadow: 0 10px 20px -12px rgba(10, 47, 99, .6);
  font: 800 1.3125rem/1 var(--display);
}
.steps__item:last-child .steps__n { background: var(--grad-orange); box-shadow: 0 10px 20px -12px rgba(150, 60, 4, .7); }
.steps h3 { font: 750 1.3125rem/1.2 var(--display); padding-top: 9px; text-wrap: balance; }
.steps p { margin-top: 6px; color: var(--ink-soft); }

.cell--icon { padding-left: 64px; }
.cell--icon > svg {
  position: absolute; left: var(--pad); top: 16px;
  width: 36px; height: 36px; padding: 7px;
  border-radius: 50%; background: #E8EFF9;
  color: var(--rule);
}
.cell--link { text-decoration: none; transition: background .25s; }
.cell--link .value { text-decoration: underline; text-decoration-thickness: 1.5px; text-underline-offset: 4px; text-decoration-color: #9DB4D8; overflow-wrap: anywhere; }
.cell--link:hover { background: var(--wash); }
.cell--link:hover .value { text-decoration-color: var(--orange); }

.faq + .faq { border-top: 1px solid var(--line); }
.faq summary {
  display: flex; align-items: center; gap: 16px;
  min-height: 64px; padding: 14px var(--pad);
  cursor: pointer; list-style: none;
  font: 700 1.1875rem/1.3 var(--display);
  transition: background .25s;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary svg {
  flex: none; width: 32px; height: 32px; padding: 6px; margin-left: auto;
  border-radius: 50%; background: #E8EFF9; color: var(--rule);
  transition: transform .4s var(--ease-out), background .25s, color .25s;
}
.faq[open] summary svg { transform: rotate(45deg); background: var(--stub); color: #fff; }
.faq summary:hover { background: var(--wash); }
.faq p { padding: 0 var(--pad) 18px; color: var(--ink-soft); max-width: 62ch; }

/* ---------- Fechamento ---------- */
.close { margin-top: 60px; }
.close__in {
  position: relative;
  padding: 34px 22px 32px;
  background: var(--grad-blue); color: #fff;
  border-radius: var(--r-xl);
  overflow: hidden;
  isolation: isolate;
}
.orbit--close { --orbit-a: #FF9A52; --orbit-b: #7FA6E6; width: 560px; height: 280px; right: -230px; bottom: -70px; transform: rotate(-8deg); }
.close h2 { position: relative; font: 800 clamp(1.875rem, 7vw, 3.25rem)/1.05 var(--display); letter-spacing: -.025em; max-width: 18ch; text-wrap: balance; }
.close h2 em { font-style: normal; color: #FF9A52; }
.close p { position: relative; margin-top: 12px; color: #C9D7EE; max-width: 44ch; }
.btn-stub {
  position: relative;
  display: inline-flex; align-items: center; gap: 12px;
  margin-top: 24px; min-height: 58px; padding: 0 26px;
  background: var(--grad-orange); color: #fff; text-decoration: none;
  border-radius: var(--r-md);
  box-shadow: 0 18px 30px -18px rgba(4, 18, 40, .55);
  font: 800 1.1875rem/1 var(--display);
  transition: transform .5s var(--ease-out);
}
.btn-stub svg { width: 24px; height: 24px; }
.btn-stub:hover { transform: translate(2px, 3px) rotate(.8deg); }

/* ---------- Rodapé ---------- */
.foot { margin-top: 0; padding: 36px 0 calc(110px + env(safe-area-inset-bottom)); background: var(--paper); }
.foot__in { display: grid; gap: 18px; }
.foot__logo { width: 200px; height: auto; }
.foot__list { display: grid; gap: 6px; color: var(--ink-soft); font: 600 1rem/1.4 var(--display); }
.foot__list a { text-underline-offset: 3px; text-decoration-color: #9DB4D8; }
.foot__copy { font: 500 .875rem/1.4 var(--display); color: #4B6286; }

/* ---------- Botão fixo do WhatsApp (celular) ---------- */
.dock {
  position: fixed; left: 12px; right: 12px; bottom: calc(12px + env(safe-area-inset-bottom)); z-index: 30;
  display: flex; align-items: center; justify-content: center; gap: 10px;
  min-height: 58px;
  background: var(--grad-orange); color: #fff; text-decoration: none;
  border-radius: var(--r-lg);
  box-shadow: 0 16px 34px -14px rgba(150, 60, 4, .6);
  font: 800 1.125rem/1 var(--display);
  transform: translateY(150%);
  transition: transform .55s var(--ease-out);
}
.dock svg { width: 24px; height: 24px; }
.dock.is-on { transform: none; }

/* ---------- Telas maiores ---------- */
@media (min-width: 560px) {
  :root { --gutter: 24px; --pad: 22px; }
  .row--split { grid-template-columns: 1fr 1fr; }
  .cell--due { display: flex; }
  .hero__lead-more { display: inline; }
  .row--person { grid-template-columns: 160px 1fr; }
  .row--person .cell { padding: var(--pad) var(--pad) calc(var(--pad) + 2px) 18px; }
  .person__photo { padding: 16px 0 16px 16px; }
  .row--person .value { font-size: 1.5rem; }
  .person__quote { font-size: 1rem; }
  .row--split > .cell + .cell { border-top: 0; }
  .row--split > .cell + .cell::before {
    content: ""; position: absolute; left: 0; top: 14px; bottom: 14px;
    border-left: 1px solid var(--line);
  }
  .orbit--hero { width: 420px; height: 210px; right: -110px; top: 6px; }
}

@media (min-width: 960px) {
  :root { --pad: 28px; }
  .topbar__in { min-height: 78px; }
  .topbar__logo img { height: 46px; }
  .topbar__nav { display: flex; gap: 4px; margin-left: auto; }
  .topbar__nav a {
    padding: 10px 14px; text-decoration: none; border-radius: var(--r-pill);
    font: 600 1rem/1 var(--display); color: var(--ink);
    transition: background .25s, color .25s;
  }
  .topbar__nav a:hover { background: #E4ECF8; color: var(--rule); }
  .topbar__wa { margin-left: 8px; }

  .guia {
    display: grid; grid-template-columns: minmax(0, 1fr) 372px;
    align-items: stretch;
    margin-top: 36px;
  }
  .stub-wrap { display: grid; grid-template-columns: 34px 1fr; }
  .perf { height: auto; flex-direction: column; justify-content: flex-start; padding: 22px 0 0; }
  .perf::before, .perf::after {
    content: ""; position: absolute;
    left: 50%; right: auto; width: 2px; height: auto; transform: translateX(-50%);
    background: radial-gradient(circle, var(--stub) 1.2px, transparent 1.6px) 50% 0 / 2px 9px repeat-y;
  }
  .perf::before { top: 56px; height: 72px; }
  .perf::after { top: 264px; bottom: 24px; }
  .perf svg { transform: none; padding: 4px 0; }
  .perf span { margin: 80px 0 0; padding: 0; writing-mode: vertical-rl; transform: rotate(180deg); white-space: nowrap; }
  .stub { display: flex; flex-direction: column; gap: 4px; padding: 28px 26px 28px; }
  .stub::after { display: none; }
  .orbit--stub { --orbit-a: #FFFFFF; --orbit-b: #FFFFFF; display: block; position: relative; z-index: 0; width: 100%; height: auto; aspect-ratio: 2 / 1; margin: auto 0; opacity: .2; transform: rotate(-6deg); }
  .stub__action { margin-top: 18px; white-space: nowrap; }
  .stub__number { font-size: 2.25rem; white-space: nowrap; }
  .stub__qr {
    display: grid; grid-template-columns: 1fr; gap: 14px; justify-items: start;
    margin-top: 0; padding-top: 24px; border-top: 1px solid rgba(255, 255, 255, .22);
    font-size: .9375rem; line-height: 1.4; color: var(--stub-tint);
  }
  .stub__qr img { width: 168px; height: 168px; background: #fff; padding: 12px; border-radius: var(--r-md); }

  .guia__sheet { display: flex; flex-direction: column; }
  .guia__sheet > .row:nth-child(2) { flex: 1; }
  .cell--hero { padding-top: 34px; padding-bottom: 38px; }
  .orbit--hero { width: 600px; height: 300px; right: -40px; top: 18px; opacity: .26; }
  .hero__lead { font-size: 1.3125rem; max-width: 40ch; }
  .row--person { grid-template-columns: 196px 1fr; }
  .person__photo { padding: 18px 0 18px 18px; }
  .row--person .value { font-size: 1.75rem; }
  .person__quote { font-size: 1.125rem; max-width: 46ch; }
  .value { font-size: 1.75rem; }
  .value--sm { font-size: 1.25rem; }

  .block { margin-top: 72px; }
  .sec-title { margin: 0 4px 22px; }

  .steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
  .steps__item, .steps__item:last-child { padding: 70px 8px 0 4px; }
  .steps__item:not(:last-child)::after { left: 66px; right: -20px; top: 22px; bottom: auto; width: auto; height: 2px; background: radial-gradient(circle, #8FA9D2 1.2px, transparent 1.6px) 0 50% / 9px 2px repeat-x; }
  .steps__n { width: 50px; height: 50px; }
  .steps h3 { padding-top: 0; font-size: 1.5rem; }
  .steps p { max-width: 32ch; }

  .cell--icon { padding-left: 80px; }
  .cell--icon > svg { top: 22px; left: 28px; width: 38px; height: 38px; }

  .faq summary { font-size: 1.3125rem; padding-inline: var(--pad); }
  .faq p { font-size: 1.1875rem; }

  .close { margin-top: 96px; }
  .close__in { display: grid; grid-template-columns: 1fr auto; align-items: end; gap: 12px 48px; padding: 60px 60px 56px; }
  .orbit--close { width: 900px; height: 450px; right: -260px; bottom: -150px; }
  .close p { grid-column: 1; }
  .btn-stub { grid-column: 2; grid-row: 1 / span 2; align-self: center; margin-top: 0; min-height: 66px; padding: 0 32px; font-size: 1.3125rem; }

  .foot { padding: 44px 0 52px; }
  .foot__in { grid-template-columns: auto 1fr auto; align-items: center; gap: 32px; }
  .foot__list { grid-auto-flow: column; gap: 28px; justify-content: center; }
  .foot__list li { white-space: nowrap; }
  .foot__in { grid-template-columns: auto 1fr; }
  .foot__copy { grid-column: 1 / -1; }
  .dock { display: none; }
}

/* ---------- Seções de serviço ---------- */
.sec-lead { margin: -4px 4px 22px; max-width: 58ch; color: var(--ink-soft); font-size: 1.125rem; }

.checks { display: grid; gap: 10px; }
.checks li { position: relative; padding-left: 32px; line-height: 1.45; }
.checks svg {
  position: absolute; left: 0; top: 1px;
  width: 22px; height: 22px; padding: 4px;
  border-radius: 50%; background: #E3F0E8; color: #1F7A4A;
}

/* 1. ciclo de vida: três folhas ligadas pelo picote */
.life { display: grid; gap: 18px; }
.life__item { padding: 22px var(--pad) 24px; overflow: visible; }
.life__item:not(:last-child)::after {
  content: ""; position: absolute; left: 39px; bottom: -19px; height: 18px; width: 2px;
  background: radial-gradient(circle, #8FA9D2 1.2px, transparent 1.6px) 50% 0 / 2px 9px repeat-y;
}
.life__head { display: flex; align-items: center; gap: 14px; }
.life__n {
  flex: none; display: grid; place-items: center;
  width: 46px; height: 46px; border-radius: 50%;
  background: var(--grad-blue); color: #fff;
  font: 800 1.3125rem/1 var(--display);
}
.life__title { font: 800 1.625rem/1.1 var(--display); letter-spacing: -.015em; margin-top: 2px; }
.life__text { margin: 14px 0 16px; color: var(--ink-soft); }
.sub { margin-top: 3px; font: 650 1.0625rem/1.3 var(--display); color: var(--stub-deep); }
.dept .sub, .money__body .sub { margin: 0 0 14px; }

/* 2. rotina: uma folha só, três colunas */
.dept { position: relative; padding: 22px var(--pad) 24px; }
.dept + .dept { border-top: 1px solid var(--line); }
.dept__icon {
  width: 48px; height: 48px; padding: 11px; margin-bottom: 14px;
  border-radius: var(--r-md) var(--r-md) var(--r-md) var(--r-xs);
  background: var(--grad-blue); color: #fff;
}
.dept__title { font: 800 1.5rem/1.15 var(--display); letter-spacing: -.01em; margin: 0 0 4px; }

/* 3. dinheiro: exemplo de caixa e a conta do preço */
.money { display: grid; gap: 18px; }
.money__card { display: grid; }
.money__body { padding: 22px var(--pad) 20px; }
.money__title { font: 800 1.5rem/1.15 var(--display); letter-spacing: -.01em; margin: 0 0 4px; }
.money__body p { color: var(--ink-soft); }

.ledger { margin: 0 var(--pad) var(--pad); padding: 14px 16px 6px; border-radius: var(--r-md); background: var(--wash); border: 1px solid var(--line); }
.ledger__head { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; padding-bottom: 8px; }
.ledger__note { font: 500 .8125rem/1.2 var(--display); color: #4B6286; font-style: italic; }
.ledger__row { display: flex; justify-content: space-between; align-items: baseline; padding: 10px 0; border-top: 1px solid var(--line); font: 600 1.0625rem/1.2 var(--display); }
.ledger__row b { font: 800 1.25rem/1 var(--display); font-variant-numeric: tabular-nums; }
.ledger__row .is-in { color: #1F7A4A; }
.ledger__row .is-out { color: #B23A1E; }
.ledger__row--total { border-top: 2px solid var(--ink); }
.ledger__row--total span { font-weight: 800; }
.ledger__row--total b { font-size: 1.5rem; color: var(--ink); }

.calc { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin: 0 var(--pad) var(--pad); padding: 16px; border-radius: var(--r-md); background: var(--wash); border: 1px solid var(--line); }
.calc__chip { padding: 9px 14px; border-radius: var(--r-pill); background: #fff; border: 1px solid var(--edge); font: 700 1rem/1.1 var(--display); }
.calc__op { font: 800 1.25rem/1 var(--display); color: var(--rule); }
.calc__chip--total { background: var(--grad-orange); border-color: transparent; color: #fff; }

/* pergunta direta ao fim de cada seção */
.ask {
  display: inline-flex; align-items: center; gap: 10px;
  margin: 18px 4px 0; min-height: 48px; padding: 0 18px 0 14px;
  border-radius: var(--r-pill);
  border: 1.5px solid #E7B999; background: #FFF6EF; color: var(--stub-deep);
  font: 700 1.0625rem/1.2 var(--display); text-decoration: none;
  transition: background .25s, border-color .25s;
}
.ask svg { width: 20px; height: 20px; flex: none; }
.ask:hover { background: #FFE9DA; border-color: var(--stub); }
@media (max-width: 559px) { .ask { display: flex; border-radius: var(--r-md); padding-block: 10px; } }

@media (min-width: 960px) {
  .sec-lead { margin: -8px 4px 30px; font-size: 1.25rem; }
  .life { grid-template-columns: repeat(3, 1fr); gap: 34px; }
  .life__item { padding: 28px 26px 30px; }
  .life__item:not(:last-child)::after { left: auto; right: -34px; bottom: auto; top: 50px; width: 34px; height: 2px; background: radial-gradient(circle, #8FA9D2 1.2px, transparent 1.6px) 0 50% / 9px 2px repeat-x; }
  .depts { display: grid; grid-template-columns: repeat(3, 1fr); }
  .dept { padding: 30px var(--pad) 34px; }
  .dept + .dept { border-top: 0; }
  .dept + .dept::before { content: ""; position: absolute; left: 0; top: 28px; bottom: 28px; border-left: 1px solid var(--line); }
  .money { grid-template-columns: 1fr 1fr; gap: 28px; }
  .money__card { grid-template-rows: auto 1fr; }
  .money__body { padding: 30px var(--pad) 22px; }
  .ledger, .calc { align-self: end; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-delay: 0s !important; transition-duration: .01ms !important; }
}